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Purchase - Repayment

You make monthly payments to the lender over a certain number of years (called the mortgage ‘term’). Many mortgages last for 25 years and over but they can be for shorter periods. Your monthly mortgage payments cover the interest on the loan and also gradually repay the whole of the amount you have borrowed. If you keep up the payments on a repayment mortgage, the whole loan will definitely be repaid by the end of the term.

Purchase - Interest Only

With this type of mortgage your monthly payments to the lender only cover the interest on the loan. They do not repay any of the amount you have borrowed. This is why you make separate payments into a savings scheme to build up a lump sum which you can use at the end of the mortgage term to repay the amount you borrowed.

The cons: That debt is not going to go away. Throughout the life of the mortgage, you'll need to check your investment or savings plan is on track to repay your loan at the end of the term. If you can't repay it at the end of the term you could lose your home.

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Reasons to choose LANN Finance
	Offering mortgage products representing the whole of the market
	National coverage
	Exclusive mortgages not available on the high street
	Ensure that we always find the right mortgage for you
	Making sure your mortgage is affordable today and in the future
	Trained Mortgage Administrators for a Speedy completion
	Rate reminders

	Our initial consultation is FREE with no obligation on your part

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Treating Customers Fairly | Privacy Policy

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

There will be a fee payable once you have committed to applying for a mortgage. This will be £375.00 but the precise amount will depend upon your circumstances. This can be typically up to 1% of the loan. For example if the loan amount is £80,000 then the fee would be up to £800.

LANN Finance is a trading style of Amarjit Karwal which is an Appointed Representative of Intrinsic Mortgage Planning Ltd , which is authorised and regulated by the Financial Services Authority.